:root {
            --deep-blue: #0a2e4a;
            --blue: #0a4b78;
            --green: #2ecc71;
            --accent-green: #27ae60;
            --red: #e63946;
            --white: #ffffff;
            --light: #f8fafc;
            --text: #1e293b;
            --text-light: #475569;
            --transition: 0.3s ease;
        }

        * {
            box-sizing: border-box;
            margin: 0;
            padding: 0;
        }

        body {
            font-family: 'Segoe UI', system-ui, -apple-system, sans-serif;
            background: #f2f6fb;
            color: var(--text);
            line-height: 1.6;
            min-height: 100vh;
            display: flex;
            flex-direction: column;
        }

        /* ===== HERO ===== */
        .faq-hero {
            background: linear-gradient(135deg, var(--deep-blue) 0%, #113a56 100%);
            padding: 70px 24px;
            text-align: center;
            color: white;
            position: relative;
        }
        .faq-hero::after {
            content: '';
            position: absolute;
            bottom: 0;
            left: 0;
            width: 100%;
            height: 5px;
            background: linear-gradient(to right, var(--red) 0%, var(--red) 33%, var(--accent-green) 33%, var(--accent-green) 66%, var(--blue) 66%, var(--blue) 100%);
            z-index: 2;
        }
        .faq-hero h1 {
            font-size: 2.8rem;
            font-weight: 800;
            margin-bottom: 12px;
        }
        .faq-hero h1 span {
            color: var(--green);
        }
        .faq-hero p {
            font-size: 1.1rem;
            opacity: 0.9;
            max-width: 600px;
            margin: 0 auto;
        }

        /* ===== ACCORDION CONTAINER ===== */
        .faq-container {
            max-width: 800px;
            margin: -30px auto 50px;
            padding: 0 24px;
            position: relative;
            z-index: 3;
        }
        .accordion-item {
            background: var(--white);
            border-radius: 14px;
            margin-bottom: 15px;
            box-shadow: 0 6px 18px rgba(0,0,0,0.04);
            border: 1px solid rgba(0,0,0,0.03);
            overflow: hidden;
            transition: box-shadow var(--transition);
        }
        .accordion-item:hover {
            box-shadow: 0 8px 24px rgba(0,0,0,0.06);
        }

        .accordion-header {
            width: 100%;
            display: flex;
            justify-content: space-between;
            align-items: center;
            padding: 20px 24px;
            cursor: pointer;
            background: var(--white);
            border: none;
            color: var(--deep-blue);
            font-size: 1.1rem;
            font-weight: 600;
            text-align: left;
            gap: 15px;
            transition: background var(--transition);
        }
        .accordion-header:hover {
            background: #f9fafb;
        }
        .accordion-header i {
            font-size: 1.3rem;
            color: var(--accent-green);
            transition: transform var(--transition);
        }
        .accordion-item.active .accordion-header i {
            transform: rotate(180deg);
            color: var(--red);
        }
        .accordion-header .faq-icon-left {
            font-size: 1.4rem;
            margin-right: 8px;
            color: var(--accent-green);
        }
        .accordion-item.active .accordion-header .faq-icon-left {
            color: var(--red);
        }

        .accordion-body {
            max-height: 0;
            overflow: hidden;
            transition: max-height 0.4s ease, padding 0.4s ease;
            background: #fefefe;
        }
        .accordion-item.active .accordion-body {
            max-height: 500px; /* enough for content */
            padding: 0 24px 20px;
        }
        .accordion-body p,
        .accordion-body ul {
            color: var(--text-light);
            font-size: 0.95rem;
            line-height: 1.7;
            margin-top: 0;
        }
        .accordion-body ul {
            padding-left: 20px;
            list-style-type: none;
        }
        .accordion-body ul li {
            margin-bottom: 6px;
            position: relative;
            padding-left: 20px;
        }
        .accordion-body ul li::before {
            content: '✔';
            position: absolute;
            left: 0;
            color: var(--accent-green);
            font-weight: bold;
        }

        /* ===== HEADER & FOOTER PLACEHOLDERS ===== */
        /* You would include your real header/footer via PHP or just paste the HTML here */
        .site-header {
            background: var(--deep-blue);
            /* placeholder — replace with your actual header HTML */
        }
        .site-footer {
            background: var(--deep-blue);
            color: #d4e2f0;
            padding: 48px 24px 24px;
            margin-top: auto;
        }

        @media (max-width: 600px) {
            .faq-hero h1 {
                font-size: 2.2rem;
            }
            .accordion-header {
                padding: 15px 18px;
                font-size: 1rem;
            }
        }